Clay: Do I have to be hospitalized? 입원을 해야 하나요? Jun: Yes, you should be admitted immediately. 네, 당장 입원수속을 하셔야겠어요. Clay: But I don't have insurance. 그런데 전 보험이 없는데요? Jun: Not even group insurance? 단체보험 같은 것도 없으신가요?